id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier postfinance:festhypothek:early_termination,postfinance:festhypothek,postfinance,early_termination,Vorzeitiger Austritt,500.0,CHF,one_time,,,,25,2026-01-01,pro postfinance:festhypothek:change_fee,postfinance:festhypothek,postfinance,contract_change_fee,Kreditaenderung,250.0,CHF,one_time,,,,25,2026-01-01,pro postfinance:festhypothek:extension_fee,postfinance:festhypothek,postfinance,mortgage_extension,Verlaengerungsgebuehr,100.0,CHF,one_time,,,,25,2026-01-01,pro postfinance:festhypothek:late_payment,postfinance:festhypothek,postfinance,late_payment_fee,Mahngebuehren,20.0,CHF,per_txn,,,,25,2026-01-01,pro