id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier postfinance:fondsberatung_basis:management_fee,postfinance:fondsberatung_basis,postfinance,management_fee,Dienstleistungsgebuehr ab CHF 0,0.25,percent,per_annum_pct,vol:<250k,,,1,2026-01-01,pro