id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
postfinance:privatkonto_eur:transfer_intl_paper_full,postfinance:privatkonto_eur,postfinance,transfer_intl,International payment worldwide - full amount (counter / Swiss Post branch),32.0,CHF,per_txn,,counter,Non-SEPA international transfer (OUR) placed at Swiss Post branch (p.18).,18,2026-07-01,free
postfinance:privatkonto_eur:foreign_domicile,postfinance:privatkonto_eur,postfinance,foreign_domicile_surcharge,Auslaendisches Domizil,25.0,CHF,monthly,,,Per private account for customers domiciled outside CH/LI (p.21).,21,2026-07-01,free
postfinance:privatkonto_eur:transfer_intl_paper_reduced,postfinance:privatkonto_eur,postfinance,transfer_intl,International payment worldwide - reduced amount (counter / Swiss Post branch),12.0,CHF,per_txn,,counter,Non-SEPA international transfer placed at Swiss Post branch (p.18).,18,2026-07-01,free
postfinance:privatkonto_eur:statement,postfinance:privatkonto_eur,postfinance,statement,Itemized account statement on paper,10.0,CHF,monthly,,paper,"Per account and month (EUR-account fees are converted from CHF monthly at PostFinance's average rate, p.4).",21,2026-07-01,free
postfinance:privatkonto_eur:express_intl,postfinance:privatkonto_eur,postfinance,express_fee,Surcharge Express (international payment),10.0,CHF,per_txn,,ebanking,Surcharge for express international payments (p.18).,18,2026-07-01,free
postfinance:privatkonto_eur:our_surcharge,postfinance:privatkonto_eur,postfinance,our_surcharge,Surcharge for no specified IBAN,8.0,CHF,per_txn,,,IBAN mandatory for international transfers to an EU/EEA country (p.18 footnote 9).,18,2026-07-01,free
postfinance:privatkonto_eur:transfer_intl_full,postfinance:privatkonto_eur,postfinance,transfer_intl,International payment worldwide - recipient receives full amount (e-finance),7.0,CHF,per_txn,,ebanking,Non-SEPA international transfer where all fees borne by sender (OUR). Range CHF 7 - CHF 22 depending on country/route; CHF 7 is the rate for electronic payments unless express surcharge applies (p.18 footnote 5).,18,2026-07-01,free
postfinance:privatkonto_eur:transfer_sepa_paper,postfinance:privatkonto_eur,postfinance,transfer_paper,SEPA transfer - manual entry / payment slip filled out by Post worker,5.0,CHF,per_txn,,paper,"Surcharge for manual entry of SEPA transfer (CHF 3); CHF 5 if the payment slip needs to be filled out by a postal worker. p.18 footnote 1, surcharge row.",18,2026-07-01,free
postfinance:privatkonto_eur:transfer_intl_reduced,postfinance:privatkonto_eur,postfinance,transfer_intl,International payment worldwide - recipient receives reduced amount (e-finance),2.0,CHF,per_txn,,ebanking,Non-SEPA international transfer via e-finance/PF App/ESO/EPO. Any third-party fees are deducted from the transfer amount (p.18).,18,2026-07-01,free
postfinance:privatkonto_eur:fx_markup,postfinance:privatkonto_eur,postfinance,fx_markup,Currency conversion margin (CHF <-> EUR),1.5,percent,per_txn,,,Agio fee of 1.5% applies on orders of EUR via accounts in EUR (p.13 footnote 3). CHF<->EUR money-exchange at branches with euro service: CHF 2 per exchange transaction (p.13).,13,2026-07-01,free
postfinance:privatkonto_eur:cash_withdrawal_eur,postfinance:privatkonto_eur,postfinance,cash_withdrawal_branch,EUR cash withdrawal at Swiss Post branches (commission),1.0,percent,per_txn,,counter,1% commission on EUR cash withdrawals at Swiss Post branches for Privatkonto in EUR (p.9 footnote 9).,9,2026-07-01,free
postfinance:privatkonto_eur:account_mgmt,postfinance:privatkonto_eur,postfinance,account_mgmt,Kontofuehrung Privatkonto EUR (standalone),0.0,CHF,monthly,,,"No standalone monthly base fee in the 2026-07 EN price list. EUR Privatkonto is offered alongside the CHF Privatkonto inside the SmartPlus banking package (CHF 10/month, p.7).",7,2026-07-01,free
postfinance:privatkonto_eur:transfer_sepa,postfinance:privatkonto_eur,postfinance,transfer_sepa,SEPA international payment - transfer to SEPA bank account,0.0,CHF,per_txn,,ebanking,Free of charge via e-finance / PF App / electronic standing order (ESO) / electronic payment order (EPO). p.18.,18,2026-07-01,free
postfinance:privatkonto_eur:incoming_intl,postfinance:privatkonto_eur,postfinance,transfer_intl,Incoming international payment (SEPA or non-SEPA),0.0,CHF,per_txn,,,"Free incoming payments to a CH account in CHF or foreign currency. PostFinance levies no credit fees for credit transfers from international postal and bank accounts (p.18 ""Transfers from abroad"").",18,2026-07-01,free