id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
postfinance:smart:base_fee,postfinance:smart,postfinance,base_fee,Bankpaketgebuehren,5.0,CHF,monthly,,,Kostenlos ab Anlagevermoegen CHF 25000 oder bei Lebensversicherung/Hypothek,7,2026-01-01,free
postfinance:smart:option_paper,postfinance:smart,postfinance,option_paper,Option Papier,5.0,CHF,monthly,,,Pro Kund:innenbeziehung,8,2026-01-01,free