id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
postfinance:smartplus:base_fee,postfinance:smartplus,postfinance,base_fee,Bankpaketgebuehren,10.0,CHF,monthly,,,CHF 5/Monat ab Anlagevermoegen CHF 25000 oder bei Lebensversicherung/Hypothek. Junge 21-30 zum halben Preis (max 3 Jahre).,7,2026-01-01,free
postfinance:smartplus:option_paper,postfinance:smartplus,postfinance,option_paper,Option Papier,5.0,CHF,monthly,,,,8,2026-01-01,free