id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier postfinance:sparkonto:withdrawal_excess,postfinance:sparkonto,postfinance,withdrawal_excess_fee,Rueckzuege ab 11. pro Jahr,8.0,CHF,per_txn,,,10 kostenlose Rueckzuege pro Kund:in und Jahr. Kuendigungsfrei bis CHF 100000.,21,2026-01-01,free