id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
postfinance:vorsorgekonto_3a:early_withdrawal,postfinance:vorsorgekonto_3a,postfinance,early_withdrawal_fee,Vorbezug Wohneigentum,200.0,CHF,one_time,,,Pro Vorsorgenehmer:in,24,2026-01-01,pro
postfinance:vorsorgekonto_3a:account_mgmt,postfinance:vorsorgekonto_3a,postfinance,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,24,2026-01-01,pro