id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier raiffeisen_schweiz:prepaid_mc:annual_fee,raiffeisen_schweiz:prepaid_mc,raiffeisen_schweiz,annual_fee,Kartengebuehr,50.0,CHF,annual,,,"YoungMember: MC kostenlos, Visa Card: -",7,2026-01-01,free raiffeisen_schweiz:prepaid_mc:topup_fee,raiffeisen_schweiz:prepaid_mc,raiffeisen_schweiz,topup_fee,Gebuehr pro Aufladung,1.0,percent,per_txn,,,Mind. CHF 5,7,2026-01-01,free