id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
raiffeisen_schweiz:raiffeisen_rio:mgmt,raiffeisen_schweiz:raiffeisen_rio,raiffeisen_schweiz,mgmt_fee,Raiffeisen Rio Vermoegensverwaltung,0.65,percent,per_annum_pct,,,"Digitale Vermoegensverwaltung. All-inclusive (VV-Gebuehren, Depot, Konto, Courtagen).",5,2026-01-01,pro