id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
regiobank_so:regiocard:replacement,regiobank_so:regiocard,regiobank_so,replacement_card,Ersatzkarte RegioCard,10.0,CHF,one_time,,,,4,2023-08-01,free
regiobank_so:regiocard:annual,regiobank_so:regiocard,regiobank_so,annual_fee,Jahresgebuehr RegioCard,0.0,CHF,annual,,,,4,2023-08-01,free