id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
scobag:vermoegensverwaltung:mgmt_tailored,scobag:vermoegensverwaltung,scobag,mgmt_fee,Vermögensverwaltung — pricing on-request,,CHF,per_annum_pct,,,Atom #274 23rd instance: no published bank-side fee schedule. FINSA Art. 31 opt-out posture. Contrast with the affiliated Stiftung Scobag 3a Direktinvest which DOES publish (atom #292 regulatory-bifurcated posture).,,2024-01-01,pro