id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
sgkb:bankkarte:account_opening,sgkb:bankkarte,sgkb,account_opening,Einmalige Ausstellungsgebuehr,20.0,CHF,one_time,,,,,2025-11-24,free