id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier sgkb:business_card_gold:annual,sgkb:business_card_gold,sgkb,account_mgmt,Business Gold Jahresgebühr,85.0,CHF,per_annum_fixed,,,Umsatzbonus tiered.,1,2024-01-01,free sgkb:business_card:fx_processing,sgkb:business_card_gold,sgkb,fx_markup,Bearbeitungsgebühr Business Gold,1.5,percent,per_use,,,,1,2024-01-01,free