id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
sgkb:debitkarte:annual_fee,sgkb:debitkarte,sgkb,annual_fee,Jahresgebuehr,50.0,CHF,annual,,,,,2025-11-24,free
sgkb:debitkarte:atm_abroad,sgkb:debitkarte,sgkb,atm_abroad,Bargeldbezuege im Ausland,5.0,CHF,per_txn,,,,,2025-11-24,free
sgkb:debitkarte:atm_other,sgkb:debitkarte,sgkb,atm_domestic_other,CHF-Bezuege an Fremd-Bancomaten,2.0,CHF,per_txn,,,,,2025-11-24,free
sgkb:debitkarte:fx_markup,sgkb:debitkarte,sgkb,fx_markup,Einkauf im Ausland,1.25,percent,per_txn,,,max. CHF 1.50,,2025-11-24,free
sgkb:debitkarte:atm_own,sgkb:debitkarte,sgkb,atm_domestic_own,CHF-Bezuege an Kantonalbank-Bancomaten,0.0,CHF,per_txn,,,,,2025-11-24,free