id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
sgkb:sgkb_you:account_mgmt,sgkb:sgkb_you,sgkb,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,,,2025-11-24,free