id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
shkb:mieterkautionskonto:account_closing,shkb:mieterkautionskonto,shkb,account_closing,Abwicklungskosten Saldierung,50.0,CHF,one_time,,,,,2026-01-01,free