id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
shkb:privatkonto:transfer_intl_ebanking,shkb:privatkonto,shkb,transfer_intl,Ausland weitere Waehrungen E-Banking,4.0,CHF,per_txn,,ebanking,,,2026-01-01,free
shkb:privatkonto:statement_paper,shkb:privatkonto,shkb,statement,Postversand Bankbelege,2.0,CHF,per_txn,,,Entfaellt bei E-Dokumente im E-Banking,,2026-01-01,free
shkb:privatkonto:transfer_sepa,shkb:privatkonto,shkb,transfer_sepa,Ausland EUR SEPA E-Banking,0.3,CHF,per_txn,,ebanking,,,2026-01-01,free
shkb:privatkonto:account_mgmt,shkb:privatkonto,shkb,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,,,2026-01-01,free
shkb:privatkonto:transfer_domestic_ebanking,shkb:privatkonto,shkb,transfer_domestic,Inland E-Banking,0.0,CHF,per_txn,,ebanking,,,2026-01-01,free