id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
shkb:sparen3:ws_fee,shkb:sparen3,shkb,depot_fee,Wertpapiersparen 3a,0.58,percent,annual,,,Zusatzoption zum Vorsorgekonto 3a,,2026-01-01,pro
shkb:sparen3:account_mgmt,shkb:sparen3,shkb,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,,2026-01-01,pro