id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
shkb:sparplan:depot_fee,shkb:sparplan,shkb,depot_fee,Sparplan Gebuehr,0.7,percent,annual,,,50% Rabatt mit Bankpaket PLUS oder JUGEND,,2026-01-01,free