id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
slb:anlage:nichtkuendigung,slb:anlagesparkonto,slb,penalty_fee,Nichtkündigungskommission,2.0,percent,per_use,,,Atom #287.,1,2026-01-01,free