id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier slf:cc_gold:annual_fee,slf:cc_gold,slf,annual_fee,Jahresgebuehr Gold,200.0,CHF,annual,,,,5,2026-01-01,free slf:cc_gold:additional_card,slf:cc_gold,slf,additional_card,Zusatzkarte Gold,50.0,CHF,annual,,,,5,2026-01-01,free