id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
slf:sparkonto:transfer_paper,slf:sparkonto,slf,transfer_domestic,Inlandzahlung Sparkonto (papierbasiert),2.0,CHF,per_txn,,,Spar-Konto Variante.,3,2026-01-01,free