id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier slr:privatkonto_young:credit_after_first_year,slr:privatkonto_young,slr,credit_card,Kreditkarte ab 2. Jahr,50.0,CHF,annual,,,Ab dem 2. Jahr,6,2026-01-01,free slr:privatkonto_young:opening_bonus,slr:privatkonto_young,slr,opening_bonus,Einmalige Gutschrift bei Eroeffnung,25.0,CHF,one_time,,,Einmal pro Kunde/Konto,6,2026-01-01,free slr:privatkonto_young:account_closing,slr:privatkonto_young,slr,account_closing,Saldierung,10.0,CHF,one_time,,,,6,2026-01-01,free slr:privatkonto_young:account_mgmt,slr:privatkonto_young,slr,account_mgmt,Kontofuehrung young,0.0,CHF,annual,,,,6,2026-01-01,free slr:privatkonto_young:twint,slr:privatkonto_young,slr,twint_prepaid,TWINT Prepaid,0.0,CHF,annual,,,,6,2026-01-01,free slr:privatkonto_young:debit,slr:privatkonto_young,slr,debit_card,Debit Mastercard (young),0.0,CHF,annual,,,,6,2026-01-01,free slr:privatkonto_young:credit,slr:privatkonto_young,slr,credit_card,"Kreditkarte (young, ab 18)",0.0,CHF,annual,,,"Ab 18 fuer 1 Jahr gratis, danach CHF 50/Jahr",6,2026-01-01,free