id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier slr:sparkonto_young:opening_bonus,slr:sparkonto_young,slr,opening_bonus,Einmalige Gutschrift bei Eroeffnung,25.0,CHF,one_time,,,,6,2026-01-01,free slr:sparkonto_young:non_notice_penalty,slr:sparkonto_young,slr,early_withdrawal_penalty,Nicht-Kuendigungskommission,2.0,percent,per_txn,,,Auf limitueberschreitendem Betrag,9,2026-01-01,free