id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier slt:privatkonto:debit_card_annual,slt:privatkonto,slt,annual_fee,Debit Mastercard,40.0,CHF,annual,,,,2,,free slt:privatkonto:account_mgmt,slt:privatkonto,slt,account_mgmt,Kontofuehrung,24.0,CHF,annual,,,,1,,free slt:privatkonto:debit_card_replace,slt:privatkonto,slt,replacement_card,Ersatzkarte,20.0,CHF,per_use,,,,2,,free slt:privatkonto:closure,slt:privatkonto,slt,account_closing,Saldierung,15.0,CHF,one_time,,,,1,,free slt:privatkonto:atm_abroad,slt:privatkonto,slt,atm_abroad,Bancomat Ausland,4.0,CHF,per_txn,,,,2,,free slt:privatkonto:fx_pos,slt:privatkonto,slt,fx_markup,Bargeldlos Ausland (POS),1.5,CHF,per_txn,,,Fixed CHF surcharge,2,,free