id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier slt:sparkonto:closure,slt:sparkonto,slt,account_closing,Saldierungsspesen,15.0,CHF,one_time,,,,1,,free slt:sparkonto:notice_fee,slt:sparkonto,slt,withdrawal_excess_fee,Nichtkuendigungskommission,2.0,percent,per_txn,,,2% auf Betrag ueber CHF 20k/Mo ohne Kuendigung,1,,free slt:sparkonto:account_mgmt,slt:sparkonto,slt,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,kostenlos,1,,free