id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
sparcassa:mieterkaution:closing,sparcassa:mieterkaution,sparcassa,closing_fee,Saldierung Mieterkautionskonto,30.0,CHF,one_time,,,,1,2026-01-01,free