id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
sparcassa:privatkonto_mymix:account_open,sparcassa:privatkonto_mymix,sparcassa,account_opening_fee,Eroeffnung,0.0,CHF,one_time,,,kostenlos,1,2026-01-01,free
sparcassa:privatkonto_mymix:account_mgmt,sparcassa:privatkonto_mymix,sparcassa,account_mgmt,"Kontofuehrung, Kontoabschluss",0.0,CHF,monthly,,,kostenlos,1,2026-01-01,free
sparcassa:privatkonto_mymix:closing,sparcassa:privatkonto_mymix,sparcassa,closing_fee,Saldierung,0.0,CHF,one_time,,,kostenlos,1,2026-01-01,free