id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier sparcassa:travel_card:atm_ch,sparcassa:travel_card,sparcassa,atm_domestic_other,Bargeldbezug Inland,2.0,percent,per_txn,,,Mind. 2.- CHF/EUR/USD pro Bezug.,1,2026-01-01,free sparcassa:travel_card:atm_abroad,sparcassa:travel_card,sparcassa,atm_abroad,Bargeldbezug Ausland,2.0,percent,per_txn,,,Mind. 7.50 CHF/EUR/USD pro Bezug.,1,2026-01-01,free sparcassa:travel_card:loading_agio,sparcassa:travel_card,sparcassa,load_fee,Agio bei Aufladung,1.5,percent,per_txn,,,Pauschal 1.5% des Ladebetrags.,1,2026-01-01,free sparcassa:travel_card:pos,sparcassa:travel_card,sparcassa,fx_markup,Bargeldlos bezahlen,1.0,CHF,per_txn,,,1.- CHF/EUR/USD pro Transaktion.,1,2026-01-01,free sparcassa:travel_card:annual,sparcassa:travel_card,sparcassa,annual_fee,Jahresgebuehr,0.0,CHF,annual,,,keine Jahresgebuehr (Prepaid).,1,2026-01-01,free