id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
sparcassa:visa_kombi:annual_gold,sparcassa:visa_kombi,sparcassa,annual_fee,Jahresgebuehr Kombi Gold+Gold,230.0,CHF,annual,,,Visa Gold + Mastercard Gold gebuendelt.,1,2026-01-01,free
sparcassa:visa_kombi:annual_classic,sparcassa:visa_kombi,sparcassa,annual_fee,Jahresgebuehr Kombi Classic+Silber,120.0,CHF,annual,,,Visa Classic + Mastercard Silber gebuendelt.,1,2026-01-01,free