id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
sparkasse_sz:bankkarte:block,sparkasse_sz:bankkarte,sparkasse_sz,card_block,Sperrung via Hotline/Bank,35.0,CHF,one_time,,,,8,2026-04-24,free
sparkasse_sz:bankkarte:replacement,sparkasse_sz:bankkarte,sparkasse_sz,replacement_card,Ersatzkarte,30.0,CHF,one_time,,,,8,2026-04-24,free
sparkasse_sz:bankkarte:pin_replace,sparkasse_sz:bankkarte,sparkasse_sz,pin_replacement,PIN-Ersatz,15.0,CHF,one_time,,,,8,2026-04-24,free
sparkasse_sz:bankkarte:annual_fee,sparkasse_sz:bankkarte,sparkasse_sz,annual_fee,Bankkarte Jahresgebuehr,0.0,CHF,annual,,,Kostenlos.,8,2026-04-24,free