id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
sparkasse_sz:cc_commercial_gold:annual_fee,sparkasse_sz:cc_commercial_gold,sparkasse_sz,annual_fee,Jahresgebuehr,170.0,CHF,annual,,,,9,2026-04-24,free