id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
sparkasse_sz:debit_mastercard:annual_fee,sparkasse_sz:debit_mastercard,sparkasse_sz,annual_fee,Jahresgebuehr,30.0,CHF,annual,,,Im Ausgabejahr kostenlos.,8,2026-04-24,free
sparkasse_sz:debit_mastercard:replacement,sparkasse_sz:debit_mastercard,sparkasse_sz,replacement_card,Ersatzkarte,30.0,CHF,one_time,,,,8,2026-04-24,free
sparkasse_sz:debit_mastercard:atm_abroad,sparkasse_sz:debit_mastercard,sparkasse_sz,atm_abroad,Bancomatbezug Ausland,5.0,CHF,per_txn,,,,8,2026-04-24,free
sparkasse_sz:debit_mastercard:atm_eur_fremd,sparkasse_sz:debit_mastercard,sparkasse_sz,atm_domestic_other,EUR-Bezug Fremdbank Inland,3.5,EUR,per_txn,,,,8,2026-04-24,free