id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier sparkasse_sz:kontokorrent_private:account_mgmt,sparkasse_sz:kontokorrent_private,sparkasse_sz,account_mgmt,Kontofuehrung,2.0,CHF,monthly,,,,2,2026-04-24,free