id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
swiq:3a_easy_saving:mgmt,swiq:3a_easy_saving,swiq,mgmt_fee,3a-Verwaltung (Saving Strategy),0.0,percent,annual,,,Kostenlos.,,2025-07-01,pro