id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
swiq:debit_bright:monthly,swiq:debit_bright,swiq,account_mgmt,Monatsgebuehr,6.9,CHF,monthly,,,Erste 6 Monate kostenlos.,,2025-01-01,free
swiq:debit_bright:replacement,swiq:debit_bright,swiq,replacement_card,Ersatzkarte,5.0,CHF,per_txn,,,,,2025-01-01,free
swiq:debit_bright:atm_abroad,swiq:debit_bright,swiq,atm_abroad,Bargeldbezug Ausland,4.9,CHF,per_txn,,,,,2025-01-01,free
swiq:debit_bright:atm_ch,swiq:debit_bright,swiq,atm_domestic_own,Bargeldbezug Schweiz,1.9,CHF,per_txn,,,"5 Bezuege/Monat kostenlos, danach CHF 1.90.",,2025-01-01,free
swiq:debit_bright:fx,swiq:debit_bright,swiq,fx_markup,FX-Aufschlag (13 Hauptwaehrungen),0.95,percent,per_txn,,,Andere Waehrungen: Mastercard-Kurs +1.5%.,,2025-01-01,free