id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
swiq:debit_elite:replacement,swiq:debit_elite,swiq,replacement_card,Ersatzkarte,50.0,CHF,per_txn,,,,,2025-01-01,free
swiq:debit_elite:monthly,swiq:debit_elite,swiq,account_mgmt,Monatsgebuehr Premium-Package,39.0,CHF,monthly,,,,,2025-01-01,free
swiq:debit_elite:atm_abroad,swiq:debit_elite,swiq,atm_abroad,Bargeldbezug Ausland,4.9,CHF,per_txn,,,"5 Bezuege/Monat kostenlos, danach CHF 4.90.",,2025-01-01,free
swiq:debit_elite:atm_ch,swiq:debit_elite,swiq,atm_domestic_own,Bargeldbezug Schweiz,1.9,CHF,per_txn,,,"5 Bezuege/Monat kostenlos, danach CHF 1.90.",,2025-01-01,free
swiq:debit_elite:fx_high,swiq:debit_elite,swiq,fx_markup,FX-Aufschlag ueber CHF 5k/Monat,0.25,percent,per_txn,,,0.25% — eine der niedrigsten FX-Margen in der Schweiz.,,2025-01-01,free
swiq:debit_elite:fx_low,swiq:debit_elite,swiq,fx_markup,FX-Aufschlag bis CHF 5k/Monat,0.0,CHF,per_txn,,,Gratis bis CHF 5 000/Monat in 13 Hauptwaehrungen.,,2025-01-01,free