id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier swiq:debit_light:atm_abroad,swiq:debit_light,swiq,atm_abroad,Bargeldbezug Ausland,4.9,CHF,per_txn,,,,,2025-01-01,free swiq:debit_light:atm_ch,swiq:debit_light,swiq,atm_domestic_other,Bargeldbezug Schweiz,1.9,CHF,per_txn,,,,,2025-01-01,free swiq:debit_light:fx,swiq:debit_light,swiq,fx_markup,FX-Aufschlag (13 Hauptwaehrungen),0.95,percent,per_txn,,,Andere Waehrungen: Mastercard-Kurs +1.5%.,,2025-01-01,free swiq:debit_light:annual,swiq:debit_light,swiq,annual_fee,Jahresgebuehr,0.0,CHF,annual,,,kostenlos (virtuelle Karte),,2025-01-01,free