id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
szkb:deposit_konto_private:early_withdrawal,szkb:deposit_konto_private,szkb,withdrawal_excess_fee,Nichtkuendigungskommission,2.0,percent,per_txn,,,Rueckzuege ohne Einhaltung der 35-Tage-Kuendigungsfrist.,7,2026-03-01,free