id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
szkb:fw_konto:account_mgmt,szkb:fw_konto,szkb,account_mgmt,Kontofuehrung FW-Konto,3.0,CHF,annual,,,,6,2026-03-01,free