id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier szkb:visa_debit_eur:annual_fee,szkb:visa_debit_eur,szkb,annual_fee,Jahresgebuehr Visa Debitkarte EUR,40.0,EUR,annual,,,Nur ueber FW-Konto in EUR moeglich.,17,2026-03-01,free szkb:visa_debit_eur:pos_ch,szkb:visa_debit_eur,szkb,pos_fee,Einkauf POS/Online Schweiz,2.0,EUR,per_txn,,,,17,2026-03-01,free