id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
szkb:visa_debit_stu:annual_fee,szkb:visa_debit_stu,szkb,annual_fee,Jahresgebuehr Visa Debit Stu,0.0,CHF,annual,,,Im Privatkonto REDy inbegriffen.,17,2026-03-01,free