id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
tgkb:credit_gold:annual_fee,tgkb:credit_gold,tgkb,annual_fee,Jahresgebuehr Gold,144.0,CHF,annual,,,25% Rabatt bei Vermoegen >CHF 10000; 50% Rabatt Alter 60+ mit Vermoegen >CHF 10000,,2026-01-01,free