id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
tgkb:sparkonto:instant_payment,tgkb:sparkonto,tgkb,instant_payment,Instant-Zahlung ab Sparkonto,6.0,CHF,per_txn,,ebanking,,,2026-01-01,free
tgkb:sparkonto:payment_ebanking,tgkb:sparkonto,tgkb,transfer_domestic,Zahlung ab Sparkonto E-Banking,3.0,CHF,per_txn,,ebanking,,,2026-01-01,free