id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ubs:credit_classic:annual_fee,ubs:credit_classic,ubs,annual_fee,Hauptkarte ohne Paket,100.0,CHF,annual,,,1. Jahr CHF 50. Im Paket key4/UBS me: kostenlos oder inklusive je nach Stufe.,22,2026-01-01,free
ubs:credit_classic:interest_late,ubs:credit_classic,ubs,interest_late_payment,Jahreszins Teilzahlung,12.0,percent,annual,,,,22,2026-01-01,free
ubs:credit_classic:cash_advance,ubs:credit_classic,ubs,cash_advance,Bargeldbezug weltweit,4.0,percent,per_txn,,,Mind. CHF 10/EUR 10/USD 10,22,2026-01-01,free
ubs:credit_classic:fx_markup,ubs:credit_classic,ubs,fx_markup,Transaktionen Fremdwaehrungen,1.75,percent,per_txn,,,Bearbeitungszuschlag,22,2026-01-01,free