id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ubs:credit_gold:annual_fee,ubs:credit_gold,ubs,annual_fee,Hauptkarte ohne Paket,200.0,CHF,annual,,,1. Jahr CHF 100,22,2026-01-01,free