id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ubs:credit_prepaid:annual_fee,ubs:credit_prepaid,ubs,annual_fee,Prepaid CHF/EUR,40.0,CHF,annual,,,Im UBS me / key4 Paket reduziert,22,2026-01-01,free