id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ubs:debit_visa:atm_abroad,ubs:debit_visa,ubs,atm_abroad,Bezug Ausland,5.0,CHF,per_txn,,,,21,2026-01-01,free
ubs:debit_visa:atm_other_ch,ubs:debit_visa,ubs,atm_domestic_other,Andere Banken Schweiz,2.0,CHF,per_txn,,,"Modul Schweiz: 2 Bezuege/Monat, CHF 2/Monat. Modul weltweit: CHF 5/Monat.",21,2026-01-01,free
ubs:debit_visa:fx_markup,ubs:debit_visa,ubs,fx_markup,Bezahlen im Ausland,2.0,percent,per_txn,,,Min CHF 1. Devisenkurs beinhaltet Aufschlag.,20,2026-01-01,free
ubs:debit_visa:annual_fee,ubs:debit_visa,ubs,annual_fee,Inhaberkarte mit key4/UBS me,0.0,CHF,annual,,,Ohne: CHF 4/Monat. Ersatzkarte CHF 40 oder kostenlos via Digital Banking. ; (billed monthly at CHF 0/Monat im key4/me; ohne Paket CHF 4/Monat = CHF 48/Jahr),20,2026-01-01,free
ubs:debit_visa:atm_own,ubs:debit_visa,ubs,atm_domestic_own,UBS/Credit Suisse Bancomaten CHF,0.0,CHF,per_txn,,,,20,2026-01-01,free