id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ubs:freizuegigkeit:account_mgmt,ubs:freizuegigkeit,ubs,account_mgmt,Kontofuehrung,3.0,CHF,monthly,,,Abrechnung jaehrlich per 31.12.,19,2026-01-01,pro