id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ubs:key4_banking:paper_surcharge,ubs:key4_banking,ubs,option_paper,Bankdokumente in Papierform,5.0,CHF,monthly,,,,3,2026-01-01,free
ubs:key4_banking:base_fee,ubs:key4_banking,ubs,base_fee,Basispreis,0.0,CHF,monthly,,,"Inkl. Privatkonto, Sparkonto (mehrere), Debitkarte, Prepaidkarte, Digital Banking",3,2026-01-01,free